InsureMyRide offers three types of cover. Here’s a quick rundown. If you want to know more details, just visit our website at InsureMyRide.com.au With InsureMyRide it’s all about flexibility.
Comprehensive Insurance
The one with the lot! Here’s what you get:
replacement of your bike if it’s a write-off or stolen and not found and is less than one year old (oh, and if you bought it new). We’ll even pay the on-road costs
if it’s not a write off, we’ll make it good as new. If your bike can’t be ridden we’ll get it towed at our expense and arrange repair quotes for you. We’ll only pay for repairs up to the bike’s market value and no more than the costs agreed by our assessor
be as choosy as you want with your repairs. You can even choose who does the work. While we’ll have a say in how your guy fixes your bike, and won’t pay more than the costs agreed by our assessor
lifetime guarantee on authorised repairs. Enough said!
some accessories are covered too (up to the assessed value)
even some modifications can be covered. We’re talking nonstandard mods made to your bike
age or inexperience is no barrier. But as you’d expect certain excesses apply for riders under 25, lack of experience and riders not named on your policy
your fault? No worries! We’ll pay up to $20 million for damage caused by your bike to someone else’s property.
Theft Insurance
If some mongrel steals your bike then you’ll get:
replacement of your bike if it’s not found, or found but not repairable
or we’ll make it just like it used to be. Any damage caused from the theft of your bike will be repaired up to its market value (as our assessor sees fit)
even some modifications can be covered. We’re talking nonstandard mods made to your bike.
Third Party Insurance
Here’s what you get if your bike causes damage to someone else’s property:
we’ll pay up to $20 million for damage caused to someone else’s property by your bike – even if you or someone you let ride it is found to be at fault
we’ll even pay up to $3000 for damage to your bike if we think the accident was caused by an uninsured driver or rider.
Unlike other insurance companies who take their basic car policy and simply re-badge it as bike insurance, InsureMyRide is built-from-the-ground-up bike insurance for bike riders.
That’s because we know what it’s like on the bike and we know what bike riders want from their bike insurance.